Car Accidents

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Car Accidents

Schedule A Consultation Today!


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Client Results

Car Accidents

Every day, we work closely with clients who have been injured in car accidents. SWLA Injury Attorneys has decades of combined experience with car accident cases in Lake Charles and all of Louisiana. We understand the law and have helped thousands of victims recover the money they are owed to put their lives back together. Let our team of local, legal professionals help you navigate the complexities of your case so that you can focus on recovering both physically and emotionally.

Serious Car Accidents Require Serious Car Accident Attorneys

Car accidents disrupt lives. If you’ve been involved in a car accident due to someone else’s negligence, it’s crucial to seek legal representation to protect your rights. At SWLA Injury Attorneys, we believe that serious collisions require serious counsel. Our team of local car accident attorneys can help you navigate the complexities of your car accident claim to ensure that the negligent parties are held accountable and that you receive the compensation that you deserve.

How Can We Help You?

Navigating the aftermath of a car accident can be filled with uncertainty and challenges. At SWLA Injury Attorneys, we’re here to provide clarity, support, and expert guidance. Our dedicated team of local car accident attorneys can help you understand your rights, evaluate the worth of your claim, and get what you rightfully deserve. With SWLA, you have an ally on your path toward recovery and justice.

Paving The Way To Recovery With SWLA

Over 2 million people are injured in car accidents in the United States every year, with those numbers getting higher and higher with each passing year. Many accidents are slight and go unreported, but others cause significant damage and lead to chronic pain, overwhelming medical expenses, disabilities, and decreased quality of life. If you’ve been injured in a car accident, don’t wait to seek legal advice. Car accident personal injury cases are time-sensitive, and collecting evidence is crucial for a positive outcome.

Car Accidents

What should I do immediately after a car accident?

Accidents usually catch a victim off guard, which can affect their decision-making abilities in the moment. Call 911 immediately to get medical assistance and a police presence at the scene. DO NOT LEAVE until you are instructed to do so by the police. Leaving the scene of an accident can be considered a hit-and-run. If you can, stay until all parties have left the scene. If your vehicle is still operable and blocking the flow of traffic, document the scene by taking photos before moving your car to the shoulder.

Are you injured? Assess the situation and seek medical attention immediately. Some conditions do not present themselves as immediately as others, and internal injuries can be just as serious as external ones. If you can, check on others involved to evaluate their injuries. Never move an unconscious person or someone experiencing head or neck injuries unless absolutely necessary to remove them from immediate danger before emergency services have arrived.

Get personal information from all parties involved. Insurance information, license plate numbers, vehicle make and model, driver’s license information, witness statements, and any physical evidence. Take photos of the scene before moving anything!
Do not talk about the accident with anyone other than medical personnel, police, and your attorney. Refrain from making posts on social media, as they may be used against you in court.

How long do I have to file a personal injury claim after an accident?
In the state of Louisiana, there is a one-year limit on claims for personal injuries resulting from accidents. If you miss this date, it will likely be impossible to bring your case to court. Time is the most important resource you can have in a personal injury case, so contact your attorney immediately.
When should I inform my insurance company?
Dealing with insurance companies can be challenging. Our experienced attorneys handle all communications and negotiations with insurance providers, ensuring that you are not taken advantage of. If you are involved in a car accident, notify your insurance company as soon as possible. If you quickly secure representation after the accident, your attorney will notify the appropriate parties and insurance agencies on your behalf.
What compensation can I get from my case?
Compensation for injuries goes far beyond medical coverage. You may be awarded financial compensation to cover the cost of lost income, lost earning potential if your injuries prevent you from working, pain and suffering, mental anguish, decreased quality of life, and loss of consortium for spouses or family. Every car accident is different, and damages can vary widely depending on the circumstances.
What should I do if the other driver’s insurance company offers a settlement?

If the other driver’s insurance company offers a settlement after a car accident, approach the situation with caution and due diligence. These initial offers are often lower than what’s fair or adequate to cover all the damages and future implications of your injury. Before engaging in negotiations, we advise you to consult with an experienced personal injury attorney.

Your lawyer can assess circumstances of your injuries, property damage, lost wages, and any long-term impacts to ensure that the proposed settlement truly compensates for your total losses. Moreover, discussing your case or signing any documentation without legal counsel could inadvertently undermine your claim. Remember, insurance companies aim to minimize payouts, so having an attorney guide you will ensure you’re making informed decisions that safeguard your best interests.

What are uninsured motorist (UM) and underinsured motorist (UIM) coverages on my auto insurance policy?

Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverages are critical components of an auto insurance policy designed to protect drivers in situations where the at-fault driver lacks adequate insurance.

UM coverage kicks in when you’re involved in an accident with a driver who doesn’t have any insurance or in hit-and-run scenarios. It covers your medical bills, lost wages, and other damages, essentially stepping in as the at-fault party’s insurance would have if they had been insured.

UIM coverage, on the other hand, becomes relevant when the at-fault driver has insurance, but their policy limits are insufficient to cover all your incurred expenses and damages. After exhausting the at-fault driver’s policy limits, your UIM coverage will cover the remaining costs up to your policy’s UIM limits.

Both UM and UIM coverages ensure that you’re not left with significant out-of-pocket expenses due to another driver’s lack of adequate coverage or irresponsibility.

How do I know if the other driver is underinsured or uninsured?

Typically, at the scene of an accident, drivers exchange insurance information. If the other driver is unable or unwilling to provide valid insurance details, it may be an indicator they are uninsured. In situations where the other driver’s insurance seems valid but offers limited coverage, your own insurance company or your attorney can help ascertain the full details of their policy after a claim is filed. Law enforcement officers at the scene can run a quick check and provide some insights about the other driver’s insurance status.

The most definitive way to determine if someone is underinsured or uninsured is through the claims process, where insurance companies investigate and confirm the other party’s coverage limits and status. If you’re unsure or have doubts, consulting with a local attorney experienced in motor vehicle accidents can provide clarity.